$1,079,000

**DISCOUNTED MONTHLY PAYMENT AVAILABLE** Experience the beauty of waterfront living at Lake Anna with this recently upgraded - and completely furnished - stunning lakefront retreat, perfectly situated on 1.62 acres with 120 feet of shoreline on the exclusive private side of the lake. Brand new roof, gutters, water heater, and… Read More more. Non-HOA and high speed fiber internet available. This beautiful home offers your own private boathouse with covered boat slip and storage, providing the perfect setting for endless days of boating, swimming, fishing, and relaxing on the water. You'll enjoy a turn-key start; offered completely furnished, this property is ready for you to start making lake memories from day one. This spacious ranch-style lake house offers 2,640 square feet of living space with 4 bedrooms, 3 full baths, 1 half bath, and high-speed internet, making it an ideal full-time residence, weekend getaway or investment property. The spacious family room anchors the home, featuring soaring vaulted ceilings, large windows showcasing your lake views, a warm gas fireplace, eating area, and luxury vinyl plank flooring. The attached kitchen is highly functional and ideal for entertaining, complete with granite countertops, peninsula with bar seating for four, stainless steel appliances, plenty of storage space, and includes a new dishwasher and garbage disposal. The large main-level primary suite features water views, a walk-in closet, and connected full bathroom featuring an oversized soaking tub and separate walk-in shower. Your guests will spread out upstairs and enjoy two additional bedrooms and a full bathroom. The walkout lower level offers more room to spread out, featuring a spacious second family room perfect for movie nights, a recently upgraded full bathroom with gorgeous tile shower, and direct access to the expansive back patio with extensive hardscaping and fire pit. Outdoor living truly shines here; enjoy your morning coffee on the screened porch overlooking the lake, dine outdoors on the large open deck, or gather around the fire pit on the massive stone patio for evenings under the stars. A beautiful stone walkway leads down to your private boathouse, complete with a single boat slip with lift. Conveniently located near grocery shopping, popular waterfront restaurants, Lake Anna Taphouse, Coffee-n-Creamery, and other local amenities, you'll enjoy the perfect balance of peaceful lakefront living and everyday convenience. Only 45 minutes from Richmond and Fredericksburg, one hour from Charlottesville, and just 82 short miles from Washington, D.C., this exceptional waterfront property offers the space, scenery, and lifestyle that make Lake Anna such a special place to call home. *Discounted monthly payment available with seller's preferred lender: savings up to $585 per month. For details, contact listing agent or see document section of listing.* Read Less

Courtesy of Grayson Hoffman, Lake Anna Island Realty 540-894-4400

Listing Snapshot

Days Online

Last Updated

Nov 7, 2026

Property Type

Single Family Residential

Beds

Full Baths

Partial Baths

Square Ft.

2,640

Lot Size

1.62 Acres

Year Built

2004

MLS Number

VALA2010872

Additional Details

Property Access

Road Surface: Gravel

Appliances & Equipment

Built-In Microwave, Cooktop, Dishwasher, Dryer, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Conditioner - Owned, Water Heater

Basement

Daylight, Full, Fully Finished, Heated, Improved, Rear Entrance, Shelving, Walkout Level, Windows, Interior Access

Building

Built in 2004, Living area: 2640, Levels: 3, Construction Materials: Vinyl Siding

Cooling

Central A/C, Ceiling Fan(s)

Doors

Sliding Glass

Accessibility Features

None

Exterior Features

Patio/Porch Features: Deck(s), Patio(s), Porch(es), Roof, Screened, BBQ Grill, Exterior Lighting, Gutter System, Extensive Hardscape, Stone Retaining Walls

Fireplaces

1 fireplace

Floors

Carpet, Ceramic Tile, Luxury Vinyl Plank

Foundation

Concrete Perimeter

Heating

Heat Pump(s)

Interior Features

Attic, Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Chair Railings, Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Crown Moldings, Entry Level Bedroom, Floor Plan - Open, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Window Treatments, Wood Floors

Lot

1.62 acres, Fishing Available, Front Yard, Landscaping, Open, Rear Yard, SideYard(s), Premium

Parking

Gravel Driveway

Property

Excellent, Other structures: Above Grade, Below Grade, Lake, Scenic Vista, Water

Roof

Asphalt, Shingle

Sewer

On Site Septic

Taxes

Annual Amount: $7,302, Lot: 2, Year: 2025, Zoning: R2

Utilities

Water Source: Well

Water Features

Water Body Name: Lake Anna, Private Dock Site

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